Evaluating Lightning Claims
Lightning strikes can cause a range of damages to homes. For accurate insurance claims, it's important to evaluate these damages carefully. This guide provides steps to help with such evaluations.
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See what's inside
- 01 Understanding Lightning Damage
- 02 Initial Claim Steps
- 03 On-Site Evaluation
- 04 Photographic Documentation
- 05 Assessing Repair Costs
Understanding Lightning Damage
Before diving into the claims process, it's essential to have a solid grasp of what lightning is and how it causes damage. This discharge can produce temperatures over 50,000 degrees Fahrenheit, releasing vast energy, and this knowledge serves as a poignant reminder to bear in mind before commencing any form of claim inspection.
Initial Claim Steps and Assessment Preparation
On-Site Evaluation
Once you've navigated the initial stages of the claim—making first contact, assembling preliminary documentation, and preparing for the site visit—the next critical phase is the on-site evaluation. This section will guide you through a step-by-step walkthrough of what to expect and how to conduct yourself during this crucial stage of the claims process.
Photographic Documentation
Assessing Repair and Replacement Costs
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Site Assessment Checklist for Lightning Damage Claims
This comprehensive site assessment checklist ensures a thorough evaluation, aiding in fair and accurate claim resolution.
![Site Assessment Checklist for Lightning Damage Claims Download template](https://6852598.fs1.hubspotusercontent-na1.net/hub/6852598/hubfs/Site%20Assessment%20Checklist%20for%20Lightning%20Damage%20Claims.png?width=300&name=Site%20Assessment%20Checklist%20for%20Lightning%20Damage%20Claims.png)
![divider_light divider_light](https://www.magicplan.app/hs-fs/hubfs/divider_light.png?width=2000&height=37&name=divider_light.png)